Posts by Keith Singer
Alternative Investments
Many investors are less than enthused about the current valuations of traditional investments like stocks and bonds. After a decade-long bull market where the S&P 500 averaged more than 16%…
Read MoreWhat a Rate Cut Means
Just seven months ago the Fed was predicting it would raise rates several times in 2019. The Federal Reserve seemed to feel that the economy was strong and it was…
Read MoreEstate Planning Mistake
A radio listener of mine recently called to share an estate planning snafu that she experienced with her late father’s estate. Prior to her father’s death she had “put her…
Read MoreStrategies to prevent outliving your money
According to the Social Security Administration, if you are 65 you have a 25 percent chance of living to age 90 and a 10 percent chance of living to age…
Read MorePlanning in Retirement
Many people spend decades planning for the day when they can stop working. Those who are conscientious generally try to save and invest enough in a tax-efficient way in order…
Read MoreModified endowment contract update
Over the past few years, many of you have taken advantage of liquid modified endowment contracts as a way to safely grow your money without stock market or interest rate…
Read MoreAre Qualified Retirement Plans a Bad Deal for Business Owners?
I recently met with two owners of a manufacturing business, who were each contributing approximately $30,000 into their company’s 401(k) plan. They indicated one of the main reasons for setting…
Read MoreProtecting your Most Valuable Asset
For those who are working full time trying to accumulate wealth, their ability to work and make money is often their most valuable asset. For instance, someone who is 35…
Read MoreShould you do a partial Roth IRA conversion?
Almost everyone who I meet with has at least some money in an Individual Retirement Account. Conventional wisdom encourages people to save as much as they can into retirement accounts…
Read MoreFinancial resolutions
At the beginning of each year, many people resolve to change their lives for the better. To those who are looking to improve their financial situation, please find some useful…
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